Ruben Concepcion - Headshot

Ruben Concepcion

Loan Originator NMLS #271193

Work Phone: 305.294.1484


Profile

Ruben founded Keys Financial Mortgage in 1998. He enjoyed a banking career with comprehensive experience in all facets of commercial and consumer credit prior to forming Keys Financial Mortgage.

Ruben creates lifelong clients and relationships! He can assist with mortgages for buyers of primary residences, vacation homes, and rental properties. He can also help homeowners refinance existing mortgages to reduce cost, consolidate debt, or extract equity when needed through Home Equity Lending.

Ruben believes that Keys Financial Mortgage has a unique position in the industry, to be able to compete with the nation’s largest lenders, while delivering services with the more personal and flexible approach of a small business.

Ruben and his wife Leslie are 30year residents of Key West. Their son, Nicolas, attends the University of Florida – continuing a proud family tradition! Ruben graduated from University of Florida -1988 Finance Degree (Honors Graduate).

Relevant affiliations:

  • Florida Association of Mortgage Professionals
  • National Association of Mortgage Brokers
  • Key West Association of Realtors
  • Greater Key West Chamber of Commerce