Photo of Ruben Concepcion

Ruben Concepcion

Loan Originator NMLS #271193

Creating lifelong clients and relationships! Extensive knowledge and experience in all forms of financing.  I assist with mortgages for buyers of primary residences, vacation homes, and rental properties.  I also help homeowners refinance existing mortgages to reduce cost, consolidate debt, or extract equity when needed. We have a unique position in this industry, to be…

Photo of Karen Rouswell

Karen Rouswell

Loan Originator & Processor, NMLS #1194846

Karen Rouswell is a Loan Processor at Keys Financial Mortgage, where Karen processes loan applications from start to finish, including prequalification, refinances and purchases while keeping clients informed throughout entire process. Before joining Keys Financial, Karen spent 12 years in the banking/financial industry. Karen helps homeowners and new buyers secure a loan that suits their…